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Documentation Index

Fetch the complete documentation index at: https://docs.ratiofx.com/llms.txt

Use this file to discover all available pages before exploring further.

As a Liquidity Provider (LP), you deposit stablecoins into Ratio’s pools and earn a share of FX swap fee revenue. Ratio supports both institutional LPs and stablecoin issuers as liquidity sources.

How it works

1

Deposit stablecoins

Deposit stablecoins into Ratio’s liquidity pools via the LP interface or API. Your depositing wallet must be whitelisted before your first deposit can be accepted.
2

Receive kTokens

You receive kTokens — receipt tokens (e.g., kUSD, kIDR) representing your proportional share of the pool. kTokens are rebasing ERC-20 tokens.
3

Earn swap fees

Your kToken balance automatically increases as the pool earns fees from FX swaps. The protocol increases the exchange rate between kTokens and the underlying stablecoin. You do not need to claim, harvest, or restake.
4

Withdraw

Redeem kTokens for the underlying stablecoin, subject to a cooldown period. The cooldown begins when you signal your intent to withdraw. Large withdrawals may be processed in tranches to avoid destabilising pool balances.

kTokens

When you deposit a stablecoin, you receive the corresponding kToken:
DepositReceivePool
USDTkUSDUSD pool
IDRXkIDRIDR pool
tnSGDkSGDSGD pool
MYRCkMYRMYR pool
kTokens are rebasing ERC-20 tokens. Your balance grows automatically as the pool earns swap fees — no manual claiming required.

LP classes

Ratio supports two LP classes to accommodate different risk preferences.
Deposits are allocated to pools that support FX execution only. Class A LPs earn swap fees but are not exposed to yield strategy risk.This is the default class for stablecoin issuers who want full capital preservation.
LP class is configured during onboarding and can be changed by contacting your account manager.

Fee revenue

You earn revenue from every swap that touches your pool. When a user swaps USDT for IDRX, both the USDT pool and the IDRX pool earn a portion of the swap fee. Revenue is distributed proportionally to each LP’s share of the pool. Higher-volume pools generate more fee revenue for their LPs.

Withdrawal process

LP withdrawals are subject to a cooldown period to protect pool stability. The cooldown begins when you signal your intent to withdraw and lasts a configurable duration set per pool. After the cooldown expires, withdrawals are processed in order (FIFO).
Large withdrawals may be processed in tranches to avoid destabilising pool balances. Plan your withdrawal timeline accordingly.

Requirements

RequirementValue
Minimum deposit$50,000 equivalent
KYB verificationRequired (LP onboarding track)
Wallet whitelistingKaia address must be registered before first deposit

Getting started

To become an LP, contact the Ratio team to begin the LP onboarding process. Onboarding covers:
  • Compliance verification (KYB)
  • LP class selection (Class A or Class B)
  • Wallet whitelisting
  • Deposit routing configuration
Once onboarded, you can deposit via the LP interface or by contacting your account manager to arrange deposit routing.